justyourcalculatorRent Calculator
An affordable rent from your income and debts, using the 30% rule.
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Rent Calculator
How much rent you can afford on your income
Car loan, student loan, credit card minimums and so on.
Affordable rent
$2,000 / month
30% of your gross income
- Gross monthly income
- $6,666.67
- Conservative (25%)
- $1,667
- 30% rule
- $2,000
- Stretch (40%, tight budget)
- $2,567
- Income left after rent and debts
- $4,367
- Income landlords often ask for40 times the monthly rent
- $80,000 / year
- Rent$2,000
- Debts$300.00
- Everything else$4,367
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How the rent calculator works
The classic guideline is to spend no more than 30% of your gross (pre-tax) income on rent. The calculator also keeps rent plus your other debt payments under 36% of income, so existing debts lower the answer.
Many landlords check the same thing from their side: they want your yearly income to be about 40 times the monthly rent.
In expensive cities people often spend more than 30%. That can work, but it leaves less for savings and surprises.
Using and checking your result
Published by JustYourCalculator. Check the units and assumptions above, and compare a known example before relying on the output. Calculations use browser arithmetic and may round displayed values.
This is an educational estimate, not a lender quote, tax filing calculation or investment recommendation. Actual costs depend on current rules, fees and your circumstances. Verify important decisions with official sources and a qualified adviser.
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